Call reports 2013
FIRST NATIONAL BANK OF WOODSBORO, THE — 2013
What FIRST NATIONAL BANK OF WOODSBORO, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 59,387,000 | 55,145,000 | 55,882,000 | 57,125,000 |
| Total loans | 13,832,000 | 15,494,000 | 15,927,000 | 17,092,000 |
| Allowance for loan losses | 102,000 | 106,000 | 118,000 | 117,000 |
| Securities available for sale | 30,643,000 | 28,640,000 | 29,008,000 | 30,198,000 |
| Securities held to maturity | 8,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,015,000 | 51,082,000 | 51,456,000 | 52,825,000 |
| Interest-bearing deposits | 37,275,000 | 34,735,000 | 33,706,000 | 34,322,000 |
| Noninterest-bearing deposits | 16,740,000 | 16,347,000 | 17,750,000 | 18,503,000 |
| Equity capital | 5,333,000 | 4,018,000 | 4,383,000 | 4,291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 367,000 | 747,000 | 1,144,000 | 1,556,000 |
| Interest expense | 34,000 | 62,000 | 89,000 | 114,000 |
| Net interest income | 333,000 | 685,000 | 1,055,000 | 1,442,000 |
| Noninterest income | 76,000 | 144,000 | 217,000 | 293,000 |
| Noninterest expense | 397,000 | 785,000 | 1,165,000 | 1,531,000 |
| Provision for loan losses | 0 | 6,000 | 22,000 | 25,000 |
| Pretax income | 12,000 | 182,000 | 232,000 | 326,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 12,000 | 182,000 | 232,000 | 324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,693,000 | 4,865,000 | 4,911,000 | 4,921,000 |
| Total capital | 4,795,000 | 4,965,000 | 5,029,000 | 5,038,000 |
| Risk-weighted assets | 20,428,000 | 21,135,000 | 21,492,000 | 34,846,000 |