Call reports 2012
FIRST NATIONAL BANK OF WOODSBORO, THE — 2012
What FIRST NATIONAL BANK OF WOODSBORO, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 54,257,000 | 55,049,000 | 58,211,000 | 58,493,000 |
| Total loans | 12,385,000 | 13,531,000 | 13,153,000 | 12,969,000 |
| Allowance for loan losses | 108,000 | 104,000 | 108,000 | 104,000 |
| Securities available for sale | 16,434,000 | 18,592,000 | 18,769,000 | 27,895,000 |
| Securities held to maturity | 9,000 | 9,000 | 8,000 | 8,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,893,000 | 49,510,000 | 52,480,000 | 53,059,000 |
| Interest-bearing deposits | 32,882,000 | 32,454,000 | 33,544,000 | 35,229,000 |
| Noninterest-bearing deposits | 16,011,000 | 17,056,000 | 18,936,000 | 17,830,000 |
| Equity capital | 5,324,000 | 5,489,000 | 5,674,000 | 5,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 354,000 | 695,000 | 1,049,000 | 1,390,000 |
| Interest expense | 45,000 | 88,000 | 133,000 | 175,000 |
| Net interest income | 309,000 | 607,000 | 916,000 | 1,215,000 |
| Noninterest income | 170,000 | 257,000 | 310,000 | 383,000 |
| Noninterest expense | 352,000 | 767,000 | 1,153,000 | 1,516,000 |
| Provision for loan losses | 0 | 0 | 4,000 | 13,000 |
| Pretax income | 127,000 | 97,000 | 69,000 | 347,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 127,000 | 97,000 | 69,000 | 347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,524,000 | 4,495,000 | 4,470,000 | 4,681,000 |
| Total capital | 4,632,000 | 4,599,000 | 4,578,000 | 4,785,000 |
| Risk-weighted assets | 18,306,000 | 19,051,000 | 19,499,000 | 19,705,000 |