Call reports 2011
FIRST NATIONAL BANK OF WOODSBORO, THE — 2011
What FIRST NATIONAL BANK OF WOODSBORO, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 43,728,000 | 45,675,000 | 49,212,000 | 56,131,000 |
| Total loans | 13,264,000 | 13,907,000 | 13,424,000 | 13,117,000 |
| Allowance for loan losses | 106,000 | 113,000 | 113,000 | 108,000 |
| Securities available for sale | 21,956,000 | 21,390,000 | 22,470,000 | 21,686,000 |
| Securities held to maturity | 10,000 | 10,000 | 9,000 | 10,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,551,000 | 40,998,000 | 43,782,000 | 50,677,000 |
| Interest-bearing deposits | 27,650,000 | 27,741,000 | 28,477,000 | 33,772,000 |
| Noninterest-bearing deposits | 11,901,000 | 13,257,000 | 15,305,000 | 16,905,000 |
| Equity capital | 4,114,000 | 4,616,000 | 5,358,000 | 5,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 345,000 | 716,000 | 1,106,000 | 1,464,000 |
| Interest expense | 40,000 | 81,000 | 122,000 | 164,000 |
| Net interest income | 305,000 | 635,000 | 984,000 | 1,300,000 |
| Noninterest income | 66,000 | 132,000 | 208,000 | 284,000 |
| Noninterest expense | 346,000 | 697,000 | 1,040,000 | 1,429,000 |
| Provision for loan losses | 9,000 | 15,000 | 15,000 | 0 |
| Pretax income | 16,000 | 55,000 | 137,000 | 155,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 16,000 | 55,000 | 137,000 | 153,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,345,000 | 4,384,000 | 4,464,000 | 4,397,000 |
| Total capital | 4,451,000 | 4,497,000 | 4,578,000 | 4,505,000 |
| Risk-weighted assets | 15,929,000 | 16,810,000 | 18,104,000 | 19,398,000 |