Call reports 2007
FIRST NATIONAL BANK OF WOODSBORO, THE — 2007
What FIRST NATIONAL BANK OF WOODSBORO, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 30,848,000 | 35,373,000 | 30,410,000 | 31,067,000 |
| Total loans | 8,138,000 | 8,229,000 | 7,313,000 | 6,916,000 |
| Allowance for loan losses | 42,000 | 39,000 | 39,000 | 30,000 |
| Securities available for sale | 17,636,000 | 16,580,000 | 15,607,000 | 19,173,000 |
| Securities held to maturity | 142,000 | 140,000 | 18,000 | 18,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,376,000 | 29,917,000 | 24,699,000 | 25,338,000 |
| Interest-bearing deposits | 19,535,000 | 19,337,000 | 18,004,000 | 19,169,000 |
| Noninterest-bearing deposits | 5,841,000 | 10,580,000 | 6,695,000 | 6,169,000 |
| Equity capital | 4,809,000 | 4,895,000 | 5,099,000 | 5,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 412,000 | 834,000 | 1,246,000 | 1,657,000 |
| Interest expense | 122,000 | 226,000 | 324,000 | 426,000 |
| Net interest income | 290,000 | 608,000 | 922,000 | 1,231,000 |
| Noninterest income | 49,000 | 87,000 | 132,000 | 172,000 |
| Noninterest expense | 290,000 | 562,000 | 841,000 | 1,093,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 49,000 | 133,000 | 213,000 | 310,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 49,000 | 133,000 | 213,000 | 310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,325,000 | 5,410,000 | 5,489,000 | 5,377,000 |
| Total capital | 5,367,000 | 5,449,000 | 5,528,000 | 5,407,000 |
| Risk-weighted assets | 11,544,000 | 12,530,000 | 11,125,000 | 11,086,000 |