Call reports 2005
FIRST NATIONAL BANK OF WOODSBORO, THE — 2005
What FIRST NATIONAL BANK OF WOODSBORO, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 29,788,000 | 28,794,000 | 29,882,000 | 31,158,000 |
| Total loans | 8,550,000 | 9,491,000 | 9,445,000 | 8,216,000 |
| Allowance for loan losses | 48,000 | 47,000 | 47,000 | 36,000 |
| Securities available for sale | 16,701,000 | 16,367,000 | 15,133,000 | 14,859,000 |
| Securities held to maturity | 158,000 | 154,000 | 151,000 | 150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,447,000 | 23,389,000 | 24,476,000 | 25,985,000 |
| Interest-bearing deposits | 17,936,000 | 17,398,000 | 17,684,000 | 20,022,000 |
| Noninterest-bearing deposits | 6,511,000 | 5,991,000 | 6,792,000 | 5,963,000 |
| Equity capital | 5,139,000 | 5,172,000 | 5,241,000 | 4,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 292,000 | 599,000 | 924,000 | 1,268,000 |
| Interest expense | 49,000 | 103,000 | 164,000 | 234,000 |
| Net interest income | 243,000 | 496,000 | 760,000 | 1,034,000 |
| Noninterest income | 43,000 | 94,000 | 138,000 | 179,000 |
| Noninterest expense | 246,000 | 498,000 | 728,000 | 997,000 |
| Provision for loan losses | 0 | 0 | 0 | 46,000 |
| Pretax income | 40,000 | 92,000 | 170,000 | 170,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 40,000 | 92,000 | 170,000 | 170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,302,000 | 5,354,000 | 5,432,000 | 4,808,000 |
| Total capital | 5,350,000 | 5,401,000 | 5,479,000 | 4,844,000 |
| Risk-weighted assets | 12,641,000 | 12,588,000 | 12,819,000 | 12,788,000 |