Call reports 2004
FIRST NATIONAL BANK OF WOODSBORO, THE — 2004
What FIRST NATIONAL BANK OF WOODSBORO, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 29,635,000 | 29,903,000 | 30,392,000 | 30,410,000 |
| Total loans | 10,349,000 | 9,212,000 | 8,347,000 | 7,820,000 |
| Allowance for loan losses | 35,000 | 29,000 | 29,000 | 49,000 |
| Securities available for sale | 9,558,000 | 13,841,000 | 14,585,000 | 17,096,000 |
| Securities held to maturity | 2,183,000 | 2,174,000 | 2,169,000 | 662,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,081,000 | 24,464,000 | 24,707,000 | 25,057,000 |
| Interest-bearing deposits | 18,448,000 | 17,785,000 | 17,911,000 | 18,749,000 |
| Noninterest-bearing deposits | 5,633,000 | 6,679,000 | 6,796,000 | 6,308,000 |
| Equity capital | 5,372,000 | 5,245,000 | 5,489,000 | 5,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 290,000 | 588,000 | 891,000 | 1,194,000 |
| Interest expense | 31,000 | 60,000 | 91,000 | 133,000 |
| Net interest income | 259,000 | 528,000 | 800,000 | 1,061,000 |
| Noninterest income | 46,000 | 96,000 | 148,000 | 195,000 |
| Noninterest expense | 257,000 | 502,000 | 742,000 | 1,023,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 48,000 | 122,000 | 206,000 | 213,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 48,000 | 122,000 | 206,000 | 213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,307,000 | 5,381,000 | 5,465,000 | 5,262,000 |
| Total capital | 5,342,000 | 5,410,000 | 5,494,000 | 5,311,000 |
| Risk-weighted assets | 13,144,000 | 11,919,000 | 11,934,000 | 12,277,000 |