Call reports 2003
FIRST NATIONAL BANK OF WOODSBORO, THE — 2003
What FIRST NATIONAL BANK OF WOODSBORO, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 29,471,000 | 28,657,000 | 31,441,000 | 31,087,000 |
| Total loans | 9,861,000 | 10,229,000 | 9,573,000 | 9,825,000 |
| Allowance for loan losses | 42,000 | 41,000 | 37,000 | 35,000 |
| Securities available for sale | 10,335,000 | 8,792,000 | 8,008,000 | 13,333,000 |
| Securities held to maturity | 2,901,000 | 2,885,000 | 2,872,000 | 2,366,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,854,000 | 23,011,000 | 25,783,000 | 25,638,000 |
| Interest-bearing deposits | 18,291,000 | 17,205,000 | 19,327,000 | 19,795,000 |
| Noninterest-bearing deposits | 5,563,000 | 5,806,000 | 6,456,000 | 5,843,000 |
| Equity capital | 5,422,000 | 5,444,000 | 5,436,000 | 5,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 337,000 | 654,000 | 950,000 | 1,239,000 |
| Interest expense | 81,000 | 150,000 | 202,000 | 235,000 |
| Net interest income | 256,000 | 504,000 | 748,000 | 1,004,000 |
| Noninterest income | 46,000 | 92,000 | 140,000 | 188,000 |
| Noninterest expense | 244,000 | 493,000 | 736,000 | 1,034,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 58,000 | 103,000 | 152,000 | 158,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 58,000 | 103,000 | 152,000 | 158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,327,000 | 5,372,000 | 5,421,000 | 5,259,000 |
| Total capital | 5,369,000 | 5,413,000 | 5,458,000 | 5,294,000 |
| Risk-weighted assets | 12,888,000 | 12,578,000 | 13,022,000 | 13,551,000 |