Call reports 2002
FIRST NATIONAL BANK OF WOODSBORO, THE — 2002
What FIRST NATIONAL BANK OF WOODSBORO, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 30,013,000 | 29,300,000 | 30,021,000 | 30,099,000 |
| Total loans | 9,974,000 | 9,832,000 | 9,991,000 | 10,021,000 |
| Allowance for loan losses | 43,000 | 43,000 | 42,000 | 42,000 |
| Securities available for sale | 11,568,000 | 11,065,000 | 11,006,000 | 10,425,000 |
| Securities held to maturity | 4,159,000 | 3,607,000 | 3,081,000 | 3,054,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,282,000 | 23,472,000 | 24,161,000 | 24,492,000 |
| Interest-bearing deposits | 18,194,000 | 18,316,000 | 18,952,000 | 19,039,000 |
| Noninterest-bearing deposits | 6,088,000 | 5,156,000 | 5,209,000 | 5,453,000 |
| Equity capital | 5,502,000 | 5,598,000 | 5,646,000 | 5,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 376,000 | 749,000 | 1,117,000 | 1,474,000 |
| Interest expense | 112,000 | 213,000 | 312,000 | 405,000 |
| Net interest income | 264,000 | 536,000 | 805,000 | 1,069,000 |
| Noninterest income | 47,000 | 92,000 | 143,000 | 190,000 |
| Noninterest expense | 261,000 | 514,000 | 763,000 | 1,041,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 50,000 | 114,000 | 185,000 | 218,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 50,000 | 114,000 | 185,000 | 218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,311,000 | 5,375,000 | 5,446,000 | 5,269,000 |
| Total capital | 5,354,000 | 5,418,000 | 5,488,000 | 5,311,000 |
| Risk-weighted assets | 12,874,000 | 12,539,000 | 13,606,000 | 13,164,000 |