Call reports 2001
FIRST NATIONAL BANK OF WOODSBORO, THE — 2001
What FIRST NATIONAL BANK OF WOODSBORO, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 31,418,000 | 30,605,000 | 30,323,000 | 29,862,000 |
| Total loans | 8,893,000 | 8,879,000 | 8,785,000 | 9,181,000 |
| Allowance for loan losses | 47,000 | 46,000 | 44,000 | 44,000 |
| Securities available for sale | 2,290,000 | 11,553,000 | 11,703,000 | 13,682,000 |
| Securities held to maturity | 5,867,000 | 3,835,000 | 2,802,000 | 2,776,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,778,000 | 24,872,000 | 24,371,000 | 24,128,000 |
| Interest-bearing deposits | 19,743,000 | 18,759,000 | 18,794,000 | 18,828,000 |
| Noninterest-bearing deposits | 6,035,000 | 6,113,000 | 5,577,000 | 5,300,000 |
| Equity capital | 5,350,000 | 5,446,000 | 5,693,000 | 5,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 504,000 | 943,000 | 1,363,000 | 1,749,000 |
| Interest expense | 198,000 | 372,000 | 530,000 | 658,000 |
| Net interest income | 306,000 | 571,000 | 833,000 | 1,091,000 |
| Noninterest income | 44,000 | 89,000 | 137,000 | 186,000 |
| Noninterest expense | 252,000 | 504,000 | 749,000 | 1,032,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 98,000 | 156,000 | 221,000 | 245,000 |
| Income tax | 0 | 5,000 | 8,000 | 0 |
| Net income | 98,000 | 151,000 | 213,000 | 245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,324,000 | 5,377,000 | 5,439,000 | 5,261,000 |
| Total capital | 5,371,000 | 5,423,000 | 5,483,000 | 5,305,000 |
| Risk-weighted assets | 12,669,000 | 12,309,000 | 12,682,000 | 12,785,000 |