Call reports 2025
FIRST FEDERAL SAVINGS BANK OF CHAMPAIGN-URBANA — 2025
What FIRST FEDERAL SAVINGS BANK OF CHAMPAIGN-URBANA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 199,362,000 | 189,851,000 | 186,454,000 | 198,327,000 |
| Total loans | 109,911,000 | 110,366,000 | 111,958,000 | 111,023,000 |
| Allowance for loan losses | 1,020,000 | 1,022,000 | 1,023,000 | 1,023,000 |
| Securities available for sale | 14,000 | 13,000 | 13,000 | 9,000 |
| Securities held to maturity | 40,669,000 | 45,059,000 | 50,164,000 | 50,271,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,506,000 | 162,161,000 | 159,145,000 | 170,831,000 |
| Interest-bearing deposits | 115,784,000 | 111,541,000 | 109,693,000 | 115,848,000 |
| Noninterest-bearing deposits | 56,722,000 | 50,620,000 | 49,452,000 | 54,983,000 |
| Equity capital | 23,498,000 | 24,411,000 | 24,191,000 | 25,639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,621,000 | 5,232,000 | 7,840,000 | 10,433,000 |
| Interest expense | 10,000 | 19,000 | 28,000 | 38,000 |
| Net interest income | 2,611,000 | 5,213,000 | 7,812,000 | 10,395,000 |
| Noninterest income | 901,000 | 1,717,000 | 2,536,000 | 3,237,000 |
| Noninterest expense | 2,193,000 | 4,380,000 | 6,741,000 | 8,915,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 1,274,000 | 2,505,000 | 3,562,000 | 4,672,000 |
| Income tax | 330,000 | 648,000 | 925,000 | 1,218,000 |
| Net income | 944,000 | 1,857,000 | 2,637,000 | 3,454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,115,000 | 24,028,000 | 23,808,000 | 24,625,000 |