Call reports 2024
FIRST FEDERAL SAVINGS BANK OF CHAMPAIGN-URBANA — 2024
What FIRST FEDERAL SAVINGS BANK OF CHAMPAIGN-URBANA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 199,425,000 | 193,391,000 | 188,254,000 | 190,794,000 |
| Total loans | 98,491,000 | 102,591,000 | 106,853,000 | 107,941,000 |
| Allowance for loan losses | 967,000 | 977,000 | 991,000 | 991,000 |
| Securities available for sale | 16,000 | 16,000 | 16,000 | 15,000 |
| Securities held to maturity | 45,053,000 | 50,469,000 | 55,861,000 | 56,164,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,464,000 | 168,735,000 | 162,412,000 | 165,358,000 |
| Interest-bearing deposits | 119,926,000 | 116,010,000 | 111,771,000 | 115,630,000 |
| Noninterest-bearing deposits | 54,538,000 | 52,725,000 | 50,641,000 | 49,728,000 |
| Equity capital | 21,758,000 | 21,757,000 | 22,715,000 | 22,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,527,000 | 5,164,000 | 7,795,000 | 10,394,000 |
| Interest expense | 11,000 | 21,000 | 32,000 | 42,000 |
| Net interest income | 2,516,000 | 5,143,000 | 7,763,000 | 10,352,000 |
| Noninterest income | 872,000 | 1,647,000 | 2,438,000 | 3,102,000 |
| Noninterest expense | 2,042,000 | 4,089,000 | 6,201,000 | 8,303,000 |
| Provision for loan losses | 40,000 | 50,000 | 65,000 | 65,000 |
| Pretax income | 1,306,000 | 2,651,000 | 3,935,000 | 5,093,000 |
| Income tax | 343,000 | 689,000 | 1,015,000 | 1,310,000 |
| Net income | 963,000 | 1,962,000 | 2,920,000 | 3,783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,351,000 | 21,350,000 | 22,308,000 | 22,171,000 |