Call reports 2023
FIRST FEDERAL SAVINGS BANK OF CHAMPAIGN-URBANA — 2023
What FIRST FEDERAL SAVINGS BANK OF CHAMPAIGN-URBANA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 218,132,000 | 202,160,000 | 192,486,000 | 191,129,000 |
| Total loans | 93,100,000 | 92,725,000 | 96,369,000 | 94,560,000 |
| Allowance for loan losses | 929,000 | 929,000 | 970,000 | 928,000 |
| Securities available for sale | 20,000 | 19,000 | 18,000 | 18,000 |
| Securities held to maturity | 84,475,000 | 69,845,000 | 65,117,000 | 50,488,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,066,000 | 178,890,000 | 169,476,000 | 167,628,000 |
| Interest-bearing deposits | 137,370,000 | 128,611,000 | 121,342,000 | 120,507,000 |
| Noninterest-bearing deposits | 57,696,000 | 50,279,000 | 48,134,000 | 47,121,000 |
| Equity capital | 19,962,000 | 20,285,000 | 19,976,000 | 20,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,929,000 | 3,992,000 | 6,086,000 | 8,337,000 |
| Interest expense | 15,000 | 26,000 | 38,000 | 49,000 |
| Net interest income | 1,914,000 | 3,966,000 | 6,048,000 | 8,288,000 |
| Noninterest income | 864,000 | 1,727,000 | 2,588,000 | 3,227,000 |
| Noninterest expense | 2,025,000 | 4,039,000 | 6,029,000 | 8,005,000 |
| Provision for loan losses | 0 | 0 | 40,000 | 0 |
| Pretax income | 753,000 | 1,654,000 | 2,567,000 | 3,487,000 |
| Income tax | 183,000 | 411,000 | 633,000 | 855,000 |
| Net income | 570,000 | 1,243,000 | 1,934,000 | 2,632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,676,000 | 19,999,000 | 19,690,000 | 20,388,000 |