Call reports 2022
FIRST FEDERAL SAVINGS BANK OF CHAMPAIGN-URBANA — 2022
What FIRST FEDERAL SAVINGS BANK OF CHAMPAIGN-URBANA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 229,308,000 | 217,212,000 | 222,412,000 | 218,746,000 |
| Total loans | 91,749,000 | 90,510,000 | 93,835,000 | 93,008,000 |
| Allowance for loan losses | 863,000 | 864,000 | 862,000 | 861,000 |
| Securities available for sale | 43,000 | 34,000 | 30,000 | 21,000 |
| Securities held to maturity | 34,812,000 | 49,737,000 | 88,696,000 | 89,095,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,366,000 | 195,119,000 | 200,357,000 | 196,555,000 |
| Interest-bearing deposits | 150,054,000 | 144,297,000 | 146,231,000 | 145,568,000 |
| Noninterest-bearing deposits | 57,312,000 | 50,822,000 | 54,126,000 | 50,987,000 |
| Equity capital | 18,325,000 | 18,528,000 | 18,449,000 | 19,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,046,000 | 2,285,000 | 3,858,000 | 5,682,000 |
| Interest expense | 16,000 | 32,000 | 48,000 | 64,000 |
| Net interest income | 1,030,000 | 2,253,000 | 3,810,000 | 5,618,000 |
| Noninterest income | 991,000 | 1,909,000 | 2,833,000 | 3,504,000 |
| Noninterest expense | 1,846,000 | 3,704,000 | 5,616,000 | 7,393,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 175,000 | 458,000 | 1,027,000 | 1,729,000 |
| Income tax | 53,000 | 133,000 | 281,000 | 460,000 |
| Net income | 122,000 | 325,000 | 746,000 | 1,269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,508,000 | 18,711,000 | 18,632,000 | 19,155,000 |
| Total capital | 19,409,000 | 19,613,000 | 19,532,000 | 20,054,000 |
| Risk-weighted assets | 80,841,000 | 79,482,000 | 83,987,000 | 81,172,000 |