Call reports 2021
FIRST FEDERAL SAVINGS BANK OF CHAMPAIGN-URBANA — 2021
What FIRST FEDERAL SAVINGS BANK OF CHAMPAIGN-URBANA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 224,736,000 | 211,523,000 | 210,212,000 | 229,944,000 |
| Total loans | 90,667,000 | 88,202,000 | 86,954,000 | 88,432,000 |
| Allowance for loan losses | 847,000 | 848,000 | 849,000 | 867,000 |
| Securities available for sale | 68,000 | 56,000 | 55,000 | 52,000 |
| Securities held to maturity | 8,000 | 7,000 | 7,000 | 9,984,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,874,000 | 189,759,000 | 188,412,000 | 208,177,000 |
| Interest-bearing deposits | 145,510,000 | 142,335,000 | 139,179,000 | 157,632,000 |
| Noninterest-bearing deposits | 53,364,000 | 47,424,000 | 49,233,000 | 50,545,000 |
| Equity capital | 17,949,000 | 18,039,000 | 18,048,000 | 18,203,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,208,000 | 2,289,000 | 3,391,000 | 4,452,000 |
| Interest expense | 17,000 | 35,000 | 53,000 | 70,000 |
| Net interest income | 1,191,000 | 2,254,000 | 3,338,000 | 4,382,000 |
| Noninterest income | 1,178,000 | 2,307,000 | 3,254,000 | 4,197,000 |
| Noninterest expense | 1,883,000 | 3,941,000 | 5,950,000 | 7,746,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 486,000 | 620,000 | 642,000 | 833,000 |
| Income tax | 144,000 | 188,000 | 201,000 | 270,000 |
| Net income | 342,000 | 432,000 | 441,000 | 563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,165,000 | 18,254,000 | 18,264,000 | 18,386,000 |
| Total capital | — | — | — | 19,291,000 |
| Risk-weighted assets | — | — | — | 77,035,000 |