Call reports 2020
FIRST FEDERAL SAVINGS BANK OF CHAMPAIGN-URBANA — 2020
What FIRST FEDERAL SAVINGS BANK OF CHAMPAIGN-URBANA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 178,828,000 | 198,081,000 | 198,994,000 | 203,521,000 |
| Total loans | 95,230,000 | 101,515,000 | 94,764,000 | 93,032,000 |
| Allowance for loan losses | 938,000 | 939,000 | 990,000 | 990,000 |
| Securities available for sale | 83,000 | 82,000 | 80,000 | 70,000 |
| Securities held to maturity | 9,000 | 9,000 | 9,000 | 9,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,566,000 | 172,420,000 | 172,992,000 | 178,221,000 |
| Interest-bearing deposits | 118,772,000 | 127,427,000 | 129,144,000 | 136,190,000 |
| Noninterest-bearing deposits | 38,794,000 | 44,993,000 | 43,848,000 | 42,031,000 |
| Equity capital | 17,892,000 | 18,226,000 | 18,699,000 | 17,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,366,000 | 2,587,000 | 3,831,000 | 4,931,000 |
| Interest expense | 21,000 | 38,000 | 54,000 | 69,000 |
| Net interest income | 1,345,000 | 2,549,000 | 3,777,000 | 4,862,000 |
| Noninterest income | 966,000 | 1,969,000 | 3,248,000 | 4,328,000 |
| Noninterest expense | 1,856,000 | 3,586,000 | 5,371,000 | 7,142,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 50,000 |
| Pretax income | 455,000 | 932,000 | 1,604,000 | 1,998,000 |
| Income tax | 133,000 | 276,000 | 475,000 | 599,000 |
| Net income | 322,000 | 656,000 | 1,129,000 | 1,399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,746,000 | 18,080,000 | 18,553,000 | 17,823,000 |