Call reports 2019
FIRST FEDERAL SAVINGS BANK OF CHAMPAIGN-URBANA — 2019
What FIRST FEDERAL SAVINGS BANK OF CHAMPAIGN-URBANA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 173,898,000 | 171,457,000 | 167,658,000 | 172,551,000 |
| Total loans | 101,428,000 | 100,317,000 | 97,479,000 | 96,266,000 |
| Allowance for loan losses | 941,000 | 943,000 | 943,000 | 944,000 |
| Securities available for sale | 105,000 | 93,000 | 88,000 | 87,000 |
| Securities held to maturity | 11,000 | 10,000 | 10,000 | 10,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,780,000 | 149,735,000 | 146,910,000 | 151,530,000 |
| Interest-bearing deposits | 119,945,000 | 115,362,000 | 116,898,000 | 117,031,000 |
| Noninterest-bearing deposits | 32,835,000 | 34,373,000 | 30,012,000 | 34,499,000 |
| Equity capital | 17,859,000 | 18,306,000 | 17,687,000 | 17,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,564,000 | 3,182,000 | 4,711,000 | 6,157,000 |
| Interest expense | 27,000 | 55,000 | 83,000 | 112,000 |
| Net interest income | 1,537,000 | 3,127,000 | 4,628,000 | 6,045,000 |
| Noninterest income | 1,113,000 | 1,931,000 | 2,810,000 | 3,518,000 |
| Noninterest expense | 1,804,000 | 3,580,000 | 5,415,000 | 7,240,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 846,000 | 1,478,000 | 2,023,000 | 2,323,000 |
| Income tax | 248,000 | 433,000 | 597,000 | 694,000 |
| Net income | 598,000 | 1,045,000 | 1,426,000 | 1,629,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,393,000 | 17,840,000 | 17,221,000 | 17,424,000 |
| Total capital | 18,372,000 | 18,821,000 | 18,202,000 | 18,406,000 |
| Risk-weighted assets | 82,574,000 | 82,446,000 | 83,287,000 | 82,774,000 |