Call reports 2018
FIRST FEDERAL SAVINGS BANK OF CHAMPAIGN-URBANA — 2018
What FIRST FEDERAL SAVINGS BANK OF CHAMPAIGN-URBANA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 180,924,000 | 173,372,000 | 165,798,000 | 167,316,000 |
| Total loans | 103,742,000 | 104,318,000 | 102,352,000 | 100,421,000 |
| Allowance for loan losses | 933,000 | 940,000 | 942,000 | 945,000 |
| Securities available for sale | 126,000 | 124,000 | 115,000 | 107,000 |
| Securities held to maturity | 14,000 | 13,000 | 12,000 | 12,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,760,000 | 153,700,000 | 145,896,000 | 147,111,000 |
| Interest-bearing deposits | 128,700,000 | 122,403,000 | 117,131,000 | 117,984,000 |
| Noninterest-bearing deposits | 32,060,000 | 31,297,000 | 28,765,000 | 29,127,000 |
| Equity capital | 17,111,000 | 16,704,000 | 16,952,000 | 17,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,428,000 | 2,955,000 | 4,477,000 | 6,001,000 |
| Interest expense | 32,000 | 62,000 | 92,000 | 121,000 |
| Net interest income | 1,396,000 | 2,893,000 | 4,385,000 | 5,880,000 |
| Noninterest income | 857,000 | 1,646,000 | 2,456,000 | 3,224,000 |
| Noninterest expense | 1,902,000 | 3,838,000 | 5,783,000 | 7,505,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 351,000 | 701,000 | 1,058,000 | 1,599,000 |
| Income tax | 107,000 | 214,000 | 323,000 | 490,000 |
| Net income | 244,000 | 487,000 | 735,000 | 1,109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,580,000 | 16,173,000 | 16,421,000 | 16,795,000 |
| Total capital | 17,551,000 | 17,151,000 | 17,401,000 | 17,778,000 |
| Risk-weighted assets | 84,035,000 | 85,379,000 | 82,555,000 | 81,885,000 |