Call reports 2017
FIRST FEDERAL SAVINGS BANK OF CHAMPAIGN-URBANA — 2017
What FIRST FEDERAL SAVINGS BANK OF CHAMPAIGN-URBANA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 184,030,000 | 176,200,000 | 173,634,000 | 173,765,000 |
| Total loans | 102,999,000 | 103,240,000 | 104,254,000 | 103,487,000 |
| Allowance for loan losses | 949,000 | 938,000 | 942,000 | 943,000 |
| Securities available for sale | 166,000 | 151,000 | 148,000 | 138,000 |
| Securities held to maturity | 19,000 | 17,000 | 17,000 | 15,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,050,000 | 156,142,000 | 153,858,000 | 154,003,000 |
| Interest-bearing deposits | 134,631,000 | 128,479,000 | 125,655,000 | 125,606,000 |
| Noninterest-bearing deposits | 29,419,000 | 27,663,000 | 28,203,000 | 28,397,000 |
| Equity capital | 17,093,000 | 17,290,000 | 17,036,000 | 16,866,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,322,000 | 2,694,000 | 4,139,000 | 5,547,000 |
| Interest expense | 34,000 | 68,000 | 102,000 | 134,000 |
| Net interest income | 1,288,000 | 2,626,000 | 4,037,000 | 5,413,000 |
| Noninterest income | 937,000 | 1,785,000 | 2,683,000 | 3,403,000 |
| Noninterest expense | 1,840,000 | 3,688,000 | 5,565,000 | 7,336,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 385,000 | 723,000 | 1,155,000 | 1,480,000 |
| Income tax | 159,000 | 301,000 | 487,000 | 844,000 |
| Net income | 226,000 | 422,000 | 668,000 | 636,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,426,000 | 16,622,000 | 16,368,000 | 16,336,000 |
| Total capital | 17,413,000 | 17,598,000 | 17,348,000 | 17,317,000 |
| Risk-weighted assets | 84,360,000 | 84,746,000 | 85,304,000 | 84,104,000 |