Call reports 2016
FIRST FEDERAL SAVINGS BANK OF CHAMPAIGN-URBANA — 2016
What FIRST FEDERAL SAVINGS BANK OF CHAMPAIGN-URBANA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 183,528,000 | 180,838,000 | 181,755,000 | 180,455,000 |
| Total loans | 98,670,000 | 101,291,000 | 104,058,000 | 106,619,000 |
| Allowance for loan losses | 1,040,000 | 1,042,000 | 1,045,000 | 946,000 |
| Securities available for sale | 210,000 | 196,000 | 186,000 | 168,000 |
| Securities held to maturity | 23,000 | 22,000 | 21,000 | 20,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,863,000 | 157,153,000 | 157,788,000 | 160,841,000 |
| Interest-bearing deposits | 130,721,000 | 128,723,000 | 128,961,000 | 131,025,000 |
| Noninterest-bearing deposits | 29,142,000 | 28,430,000 | 28,827,000 | 29,816,000 |
| Equity capital | 16,864,000 | 17,036,000 | 17,293,000 | 16,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,267,000 | 2,559,000 | 3,890,000 | 5,218,000 |
| Interest expense | 90,000 | 180,000 | 269,000 | 322,000 |
| Net interest income | 1,177,000 | 2,379,000 | 3,621,000 | 4,896,000 |
| Noninterest income | 877,000 | 1,695,000 | 2,684,000 | 3,459,000 |
| Noninterest expense | 1,730,000 | 3,453,000 | 5,248,000 | 7,071,000 |
| Provision for loan losses | 0 | 0 | 0 | -82,000 |
| Pretax income | 324,000 | 621,000 | 1,057,000 | 1,366,000 |
| Income tax | 134,000 | 259,000 | 438,000 | 567,000 |
| Net income | 190,000 | 362,000 | 619,000 | 799,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,091,000 | 16,263,000 | 16,520,000 | 16,200,000 |
| Total capital | 17,113,000 | 17,301,000 | 17,595,000 | 17,184,000 |
| Risk-weighted assets | 81,715,000 | 83,009,000 | 86,011,000 | 88,778,000 |