Call reports 2015
FIRST FEDERAL SAVINGS BANK OF CHAMPAIGN-URBANA — 2015
What FIRST FEDERAL SAVINGS BANK OF CHAMPAIGN-URBANA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 181,669,000 | 174,891,000 | 171,884,000 | 182,009,000 |
| Total loans | 101,218,000 | 97,743,000 | 100,125,000 | 100,035,000 |
| Allowance for loan losses | 1,229,000 | 1,232,000 | 1,029,000 | 1,037,000 |
| Securities available for sale | 322,000 | 290,000 | 264,000 | 226,000 |
| Securities held to maturity | 28,000 | 27,000 | 26,000 | 24,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,597,000 | 150,626,000 | 147,614,000 | 158,600,000 |
| Interest-bearing deposits | 131,590,000 | 125,881,000 | 124,370,000 | 131,633,000 |
| Noninterest-bearing deposits | 26,007,000 | 24,745,000 | 23,244,000 | 26,967,000 |
| Equity capital | 16,060,000 | 16,208,000 | 15,961,000 | 16,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,315,000 | 2,650,000 | 3,934,000 | 5,213,000 |
| Interest expense | 92,000 | 184,000 | 276,000 | 368,000 |
| Net interest income | 1,223,000 | 2,466,000 | 3,658,000 | 4,845,000 |
| Noninterest income | 979,000 | 1,735,000 | 2,564,000 | 3,383,000 |
| Noninterest expense | 1,788,000 | 3,531,000 | 5,286,000 | 7,077,000 |
| Provision for loan losses | -1,000 | -1,000 | -1,000 | 4,000 |
| Pretax income | 415,000 | 671,000 | 937,000 | 1,147,000 |
| Income tax | 170,000 | 278,000 | 391,000 | 481,000 |
| Net income | 245,000 | 393,000 | 546,000 | 666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,220,000 | 16,368,000 | 16,121,000 | 15,901,000 |
| Total capital | 17,250,000 | 17,348,000 | 17,138,000 | 16,923,000 |
| Risk-weighted assets | 82,216,000 | 78,160,000 | 81,388,000 | 81,713,000 |