Call reports 2014
FIRST FEDERAL SAVINGS BANK OF CHAMPAIGN-URBANA — 2014
What FIRST FEDERAL SAVINGS BANK OF CHAMPAIGN-URBANA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 176,944,000 | 173,096,000 | 173,032,000 | 176,571,000 |
| Total loans | 93,752,000 | 98,899,000 | 106,179,000 | 103,083,000 |
| Allowance for loan losses | 1,232,000 | 1,235,000 | 1,238,000 | 1,231,000 |
| Securities available for sale | 388,000 | 349,000 | 338,000 | 337,000 |
| Securities held to maturity | 35,000 | 33,000 | 32,000 | 30,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,263,000 | 150,143,000 | 149,719,000 | 152,889,000 |
| Interest-bearing deposits | 131,218,000 | 128,432,000 | 126,524,000 | 128,087,000 |
| Noninterest-bearing deposits | 23,045,000 | 21,711,000 | 23,195,000 | 24,802,000 |
| Equity capital | 15,459,000 | 15,790,000 | 15,976,000 | 15,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,286,000 | 2,609,000 | 3,995,000 | 5,382,000 |
| Interest expense | 102,000 | 203,000 | 303,000 | 400,000 |
| Net interest income | 1,184,000 | 2,406,000 | 3,692,000 | 4,982,000 |
| Noninterest income | 889,000 | 1,959,000 | 2,765,000 | 3,499,000 |
| Noninterest expense | 1,730,000 | 3,457,000 | 5,220,000 | 6,935,000 |
| Provision for loan losses | 0 | 0 | 0 | -10,000 |
| Pretax income | 343,000 | 908,000 | 1,237,000 | 1,556,000 |
| Income tax | 144,000 | 379,000 | 521,000 | 659,000 |
| Net income | 199,000 | 529,000 | 716,000 | 897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,255,000 | 15,553,000 | 15,741,000 | 15,922,000 |
| Total capital | 16,202,000 | 16,522,000 | 16,768,000 | 16,930,000 |
| Risk-weighted assets | 75,480,000 | 77,251,000 | 81,945,000 | 80,359,000 |