Call reports 2013
FIRST FEDERAL SAVINGS BANK OF CHAMPAIGN-URBANA — 2013
What FIRST FEDERAL SAVINGS BANK OF CHAMPAIGN-URBANA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 178,378,000 | 173,227,000 | 169,569,000 | 171,552,000 |
| Total loans | 91,250,000 | 91,330,000 | 92,107,000 | 93,992,000 |
| Allowance for loan losses | 1,119,000 | 1,109,000 | 1,055,000 | 1,078,000 |
| Securities available for sale | 511,000 | 462,000 | 425,000 | 409,000 |
| Securities held to maturity | 44,000 | 41,000 | 39,000 | 36,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,799,000 | 150,104,000 | 146,169,000 | 148,206,000 |
| Interest-bearing deposits | 131,259,000 | 129,424,000 | 126,101,000 | 128,121,000 |
| Noninterest-bearing deposits | 23,540,000 | 20,680,000 | 20,068,000 | 20,085,000 |
| Equity capital | 16,053,000 | 15,594,000 | 15,729,000 | 16,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,338,000 | 2,674,000 | 3,985,000 | 5,301,000 |
| Interest expense | 116,000 | 226,000 | 335,000 | 442,000 |
| Net interest income | 1,222,000 | 2,448,000 | 3,650,000 | 4,859,000 |
| Noninterest income | 1,034,000 | 1,867,000 | 2,703,000 | 3,473,000 |
| Noninterest expense | 1,810,000 | 3,627,000 | 5,414,000 | 7,199,000 |
| Provision for loan losses | -17,000 | -28,000 | -28,000 | -8,000 |
| Pretax income | 463,000 | 716,000 | 967,000 | 1,141,000 |
| Income tax | 193,000 | 303,000 | 411,000 | 488,000 |
| Net income | 270,000 | 413,000 | 556,000 | 653,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,820,000 | 15,367,000 | 15,526,000 | 15,643,000 |
| Total capital | 16,730,000 | 16,272,000 | 16,443,000 | 16,599,000 |
| Risk-weighted assets | 72,389,000 | 72,052,000 | 73,055,000 | 76,155,000 |