Call reports 2012
FIRST FEDERAL SAVINGS BANK OF CHAMPAIGN-URBANA — 2012
What FIRST FEDERAL SAVINGS BANK OF CHAMPAIGN-URBANA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 168,819,000 | 165,069,000 | 163,898,000 | 170,327,000 |
| Total loans | 97,757,000 | 97,625,000 | 98,237,000 | 91,409,000 |
| Allowance for loan losses | 1,132,000 | 1,119,000 | 1,131,000 | 1,135,000 |
| Securities available for sale | 566,000 | 553,000 | 540,000 | 520,000 |
| Securities held to maturity | 54,000 | 50,000 | 49,000 | 46,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,289,000 | 142,682,000 | 141,058,000 | 147,027,000 |
| Interest-bearing deposits | 125,427,000 | 122,818,000 | 120,754,000 | 126,509,000 |
| Noninterest-bearing deposits | 20,862,000 | 19,864,000 | 20,304,000 | 20,518,000 |
| Equity capital | 15,607,000 | 15,492,000 | 15,797,000 | 15,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,482,000 | 3,006,000 | 4,496,000 | 5,911,000 |
| Interest expense | 145,000 | 285,000 | 417,000 | 544,000 |
| Net interest income | 1,337,000 | 2,721,000 | 4,079,000 | 5,367,000 |
| Noninterest income | 1,257,000 | 2,129,000 | 3,079,000 | 4,056,000 |
| Noninterest expense | 1,818,000 | 3,626,000 | 5,437,000 | 7,248,000 |
| Provision for loan losses | 247,000 | 235,000 | 242,000 | 245,000 |
| Pretax income | 529,000 | 989,000 | 1,479,000 | 1,930,000 |
| Income tax | 206,000 | 381,000 | 569,000 | 764,000 |
| Net income | 323,000 | 608,000 | 910,000 | 1,166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,854,000 | 14,745,000 | 15,302,000 | 15,537,000 |
| Total capital | 15,852,000 | 15,740,000 | 16,291,000 | 16,452,000 |
| Risk-weighted assets | 79,554,000 | 79,293,000 | 78,853,000 | 72,840,000 |