Call reports 2025
MARTHA'S VINEYARD BANK — 2025
What MARTHA'S VINEYARD BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,291,336,000 | 1,314,402,000 | 1,295,084,000 | 1,283,954,000 |
| Total loans | 1,126,050,000 | 1,132,443,000 | 1,127,982,000 | 1,119,214,000 |
| Allowance for loan losses | 8,717,000 | 8,827,000 | 8,827,000 | 8,803,000 |
| Securities available for sale | 87,980,000 | 88,680,000 | 91,453,000 | 91,383,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,029,225,000 | 1,057,850,000 | 1,103,177,000 | 1,038,470,000 |
| Interest-bearing deposits | 787,236,000 | 798,543,000 | 806,100,000 | 779,934,000 |
| Noninterest-bearing deposits | 241,989,000 | 259,307,000 | 297,077,000 | 258,536,000 |
| Equity capital | 135,809,000 | 137,835,000 | 141,181,000 | 142,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 13,312,000 | 27,024,000 | 40,910,000 | 55,060,000 |
| Interest expense | 5,428,000 | 10,767,000 | 15,473,000 | 19,875,000 |
| Net interest income | 7,884,000 | 16,257,000 | 25,437,000 | 35,185,000 |
| Noninterest income | 1,586,000 | 3,237,000 | 5,348,000 | 7,198,000 |
| Noninterest expense | 7,353,000 | 14,951,000 | 23,075,000 | 31,609,000 |
| Provision for loan losses | -121,000 | -11,000 | -11,000 | -11,000 |
| Pretax income | 2,268,000 | 4,584,000 | 7,791,000 | 10,826,000 |
| Income tax | 593,000 | 1,165,000 | 1,999,000 | 2,252,000 |
| Net income | 1,675,000 | 3,419,000 | 5,792,000 | 8,574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 146,683,000 | 148,364,000 | 150,479,000 | 150,958,000 |