Call reports 2022
MARTHA'S VINEYARD BANK — 2022
What MARTHA'S VINEYARD BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,235,891,000 | 1,257,846,000 | 1,288,898,000 | 1,307,758,000 |
| Total loans | 1,063,100,000 | 1,085,979,000 | 1,122,972,000 | 1,157,205,000 |
| Allowance for loan losses | 8,470,000 | 8,470,000 | 8,690,000 | 8,874,000 |
| Securities available for sale | 91,606,000 | 88,423,000 | 83,188,000 | 84,439,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,075,923,000 | 1,097,436,000 | 1,128,206,000 | 1,130,118,000 |
| Interest-bearing deposits | 790,751,000 | 796,983,000 | 794,408,000 | 835,287,000 |
| Noninterest-bearing deposits | 285,172,000 | 300,453,000 | 333,798,000 | 294,831,000 |
| Equity capital | 120,697,000 | 120,970,000 | 120,426,000 | 121,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 10,228,000 | 21,082,000 | 32,216,000 | 44,230,000 |
| Interest expense | 438,000 | 1,045,000 | 1,682,000 | 3,117,000 |
| Net interest income | 9,790,000 | 20,037,000 | 30,534,000 | 41,113,000 |
| Noninterest income | 1,321,000 | 2,408,000 | 3,737,000 | 4,901,000 |
| Noninterest expense | 6,346,000 | 12,787,000 | 19,582,000 | 27,567,000 |
| Provision for loan losses | 465,000 | 465,000 | 685,000 | 878,000 |
| Pretax income | 4,300,000 | 9,193,000 | 14,004,000 | 17,569,000 |
| Income tax | 1,159,000 | 2,444,000 | 3,704,000 | 4,648,000 |
| Net income | 3,141,000 | 6,749,000 | 10,300,000 | 12,921,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 128,772,000 | 132,381,000 | 135,845,000 | 136,273,000 |