Call reports 2019
MARTHA'S VINEYARD BANK — 2019
What MARTHA'S VINEYARD BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 834,543,000 | 847,689,000 | 832,109,000 | 845,576,000 |
| Total loans | 719,485,000 | 711,436,000 | 709,144,000 | 729,688,000 |
| Allowance for loan losses | 5,342,000 | 5,490,000 | 5,487,000 | 5,627,000 |
| Securities available for sale | 61,012,000 | 61,176,000 | 60,933,000 | 63,877,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 601,738,000 | 626,663,000 | 674,360,000 | 667,290,000 |
| Interest-bearing deposits | 475,074,000 | 496,042,000 | 519,286,000 | 530,019,000 |
| Noninterest-bearing deposits | 126,664,000 | 130,621,000 | 155,074,000 | 137,271,000 |
| Equity capital | 101,670,000 | 104,659,000 | 107,330,000 | 108,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 8,597,000 | 17,321,000 | 26,313,000 | 35,051,000 |
| Interest expense | 1,479,000 | 3,383,000 | 5,015,000 | 6,490,000 |
| Net interest income | 7,118,000 | 13,938,000 | 21,298,000 | 28,561,000 |
| Noninterest income | 888,000 | 2,524,000 | 3,502,000 | 4,610,000 |
| Noninterest expense | 5,284,000 | 10,609,000 | 15,759,000 | 22,443,000 |
| Provision for loan losses | 0 | 150,000 | 150,000 | 290,000 |
| Pretax income | 2,722,000 | 5,703,000 | 8,891,000 | 10,438,000 |
| Income tax | 735,000 | 1,527,000 | 2,376,000 | 2,833,000 |
| Net income | 1,987,000 | 4,176,000 | 6,515,000 | 7,605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,851,000 | 105,037,000 | 107,383,000 | 108,361,000 |
| Total capital | 108,218,000 | 110,552,000 | 112,895,000 | 114,013,000 |
| Risk-weighted assets | 554,035,000 | 556,345,000 | 552,434,000 | 560,740,000 |