Call reports 2018
MARTHA'S VINEYARD BANK — 2018
What MARTHA'S VINEYARD BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 818,969,000 | 818,119,000 | 808,384,000 | 838,488,000 |
| Total loans | 698,166,000 | 699,481,000 | 697,126,000 | 712,923,000 |
| Allowance for loan losses | 5,194,000 | 5,054,000 | 5,054,000 | 5,383,000 |
| Securities available for sale | 54,805,000 | 54,728,000 | 60,315,000 | 60,302,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 586,428,000 | 588,623,000 | 616,060,000 | 617,220,000 |
| Interest-bearing deposits | 472,798,000 | 462,605,000 | 474,802,000 | 485,661,000 |
| Noninterest-bearing deposits | 113,630,000 | 126,018,000 | 141,258,000 | 131,559,000 |
| Equity capital | 93,406,000 | 94,979,000 | 96,970,000 | 98,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 7,825,000 | 15,892,000 | 24,418,000 | 32,907,000 |
| Interest expense | 1,040,000 | 2,237,000 | 3,287,000 | 4,518,000 |
| Net interest income | 6,785,000 | 13,655,000 | 21,131,000 | 28,389,000 |
| Noninterest income | 1,054,000 | 2,079,000 | 3,375,000 | 4,456,000 |
| Noninterest expense | 5,719,000 | 11,340,000 | 16,880,000 | 23,182,000 |
| Provision for loan losses | 0 | -140,000 | -140,000 | 193,000 |
| Pretax income | 2,120,000 | 4,534,000 | 7,766,000 | 9,470,000 |
| Income tax | 555,000 | 1,197,000 | 2,066,000 | 2,502,000 |
| Net income | 1,565,000 | 3,337,000 | 5,700,000 | 6,968,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,306,000 | 97,257,000 | 99,620,000 | 100,881,000 |
| Total capital | 100,525,000 | 102,336,000 | 104,699,000 | 106,289,000 |
| Risk-weighted assets | 530,019,000 | 537,263,000 | 542,138,000 | 545,784,000 |