Call reports 2017
MARTHA'S VINEYARD BANK — 2017
What MARTHA'S VINEYARD BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 785,995,000 | 826,274,000 | 839,966,000 | 814,548,000 |
| Total loans | 671,457,000 | 706,661,000 | 714,877,000 | 690,895,000 |
| Allowance for loan losses | 4,580,000 | 4,914,000 | 4,914,000 | 5,194,000 |
| Securities available for sale | 57,263,000 | 57,455,000 | 57,298,000 | 55,957,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 578,975,000 | 572,145,000 | 598,531,000 | 578,178,000 |
| Interest-bearing deposits | 470,852,000 | 459,963,000 | 471,673,000 | 461,985,000 |
| Noninterest-bearing deposits | 108,123,000 | 112,182,000 | 126,858,000 | 116,193,000 |
| Equity capital | 88,086,000 | 89,805,000 | 91,713,000 | 92,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 7,385,000 | 15,073,000 | 23,063,000 | 31,021,000 |
| Interest expense | 680,000 | 1,488,000 | 2,409,000 | 3,339,000 |
| Net interest income | 6,705,000 | 13,585,000 | 20,654,000 | 27,682,000 |
| Noninterest income | 495,000 | 1,578,000 | 2,802,000 | 4,300,000 |
| Noninterest expense | 5,157,000 | 10,357,000 | 15,581,000 | 21,104,000 |
| Provision for loan losses | 84,000 | 418,000 | 418,000 | 698,000 |
| Pretax income | 1,957,000 | 4,387,000 | 7,456,000 | 10,179,000 |
| Income tax | 748,000 | 1,688,000 | 2,887,000 | 4,427,000 |
| Net income | 1,209,000 | 2,699,000 | 4,569,000 | 5,752,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,058,000 | 90,566,000 | 92,453,000 | 93,954,000 |
| Total capital | 93,663,000 | 95,505,000 | 97,392,000 | 99,173,000 |
| Risk-weighted assets | 537,458,000 | 566,077,000 | 567,460,000 | 526,475,000 |