Call reports 2015
MARTHA'S VINEYARD BANK — 2015
What MARTHA'S VINEYARD BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 614,674,000 | 629,807,000 | 665,514,000 | 663,304,000 |
| Total loans | 509,345,000 | 517,700,000 | 506,573,000 | 551,703,000 |
| Allowance for loan losses | 3,222,000 | 3,222,000 | 3,222,000 | 3,422,000 |
| Securities available for sale | 69,083,000 | 60,401,000 | 60,481,000 | 61,694,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 475,498,000 | 494,484,000 | 567,935,000 | 539,635,000 |
| Interest-bearing deposits | 402,549,000 | 406,840,000 | 458,198,000 | 439,623,000 |
| Noninterest-bearing deposits | 72,949,000 | 87,644,000 | 109,737,000 | 100,012,000 |
| Equity capital | 78,374,000 | 79,171,000 | 80,918,000 | 82,022,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,507,000 | 11,290,000 | 17,111,000 | 23,090,000 |
| Interest expense | 448,000 | 900,000 | 1,353,000 | 1,797,000 |
| Net interest income | 5,059,000 | 10,390,000 | 15,758,000 | 21,293,000 |
| Noninterest income | 818,000 | 1,837,000 | 2,959,000 | 3,984,000 |
| Noninterest expense | 4,303,000 | 8,693,000 | 12,888,000 | 17,355,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 1,590,000 | 7,998,000 | 10,287,000 | 12,180,000 |
| Income tax | 629,000 | 3,169,000 | 4,045,000 | 4,715,000 |
| Net income | 961,000 | 4,829,000 | 6,242,000 | 7,465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,983,000 | 79,861,000 | 81,282,000 | 82,512,000 |
| Total capital | 79,230,000 | 83,108,000 | 84,529,000 | 85,959,000 |
| Risk-weighted assets | 380,056,000 | 376,132,000 | 393,326,000 | 429,768,000 |