Call reports 2014
MARTHA'S VINEYARD BANK — 2014
What MARTHA'S VINEYARD BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 554,501,000 | 562,222,000 | 582,576,000 | 594,463,000 |
| Total loans | 438,062,000 | 446,351,000 | 462,652,000 | 483,177,000 |
| Allowance for loan losses | 3,435,000 | 3,396,000 | 3,355,000 | 3,210,000 |
| Securities available for sale | 72,343,000 | 71,256,000 | 68,313,000 | 68,647,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 442,626,000 | 450,193,000 | 489,689,000 | 476,460,000 |
| Interest-bearing deposits | 381,733,000 | 375,163,000 | 400,978,000 | 399,231,000 |
| Noninterest-bearing deposits | 60,893,000 | 75,030,000 | 88,711,000 | 77,229,000 |
| Equity capital | 75,489,000 | 76,840,000 | 77,511,000 | 78,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,997,000 | 10,143,000 | 15,301,000 | 20,652,000 |
| Interest expense | 454,000 | 898,000 | 1,350,000 | 1,802,000 |
| Net interest income | 4,543,000 | 9,245,000 | 13,951,000 | 18,850,000 |
| Noninterest income | 746,000 | 1,616,000 | 2,497,000 | 3,358,000 |
| Noninterest expense | 3,745,000 | 7,673,000 | 11,745,000 | 16,051,000 |
| Provision for loan losses | -100,000 | -150,000 | -200,000 | -300,000 |
| Pretax income | 1,644,000 | 3,338,000 | 4,903,000 | 6,457,000 |
| Income tax | 640,000 | 1,284,000 | 1,924,000 | 2,540,000 |
| Net income | 1,004,000 | 2,054,000 | 2,979,000 | 3,917,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,270,000 | 73,320,000 | 74,244,000 | 74,745,000 |
| Total capital | 75,730,000 | 76,741,000 | 77,624,000 | 77,980,000 |
| Risk-weighted assets | 333,779,000 | 339,457,000 | 349,612,000 | 363,639,000 |