Call reports 2013
MARTHA'S VINEYARD BANK — 2013
What MARTHA'S VINEYARD BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 506,733,000 | 525,487,000 | 550,124,000 | 535,034,000 |
| Total loans | 390,556,000 | 396,591,000 | 398,501,000 | 421,277,000 |
| Allowance for loan losses | 4,011,000 | 4,024,000 | 3,726,000 | 3,528,000 |
| Securities available for sale | 61,185,000 | 65,660,000 | 76,353,000 | 72,654,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 419,239,000 | 436,639,000 | 459,281,000 | 444,155,000 |
| Interest-bearing deposits | 366,513,000 | 373,503,000 | 384,496,000 | 377,794,000 |
| Noninterest-bearing deposits | 52,726,000 | 63,136,000 | 74,785,000 | 66,361,000 |
| Equity capital | 70,185,000 | 70,413,000 | 71,789,000 | 74,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,940,000 | 9,942,000 | 14,879,000 | 19,893,000 |
| Interest expense | 503,000 | 953,000 | 1,418,000 | 1,880,000 |
| Net interest income | 4,437,000 | 8,989,000 | 13,461,000 | 18,013,000 |
| Noninterest income | 811,000 | 1,794,000 | 2,728,000 | 3,551,000 |
| Noninterest expense | 3,783,000 | 7,758,000 | 11,432,000 | 15,490,000 |
| Provision for loan losses | 120,000 | 140,000 | -110,000 | -310,000 |
| Pretax income | 1,345,000 | 2,885,000 | 4,868,000 | 6,363,000 |
| Income tax | 530,000 | 1,139,000 | 1,927,000 | 2,490,000 |
| Net income | 815,000 | 1,746,000 | 2,941,000 | 3,873,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,207,000 | 69,138,000 | 70,333,000 | 71,265,000 |
| Total capital | 72,067,000 | 73,110,000 | 74,059,000 | 74,793,000 |
| Risk-weighted assets | 308,609,000 | 317,679,000 | 318,489,000 | 320,941,000 |