Call reports 2012
MARTHA'S VINEYARD BANK — 2012
What MARTHA'S VINEYARD BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 510,287,000 | 512,895,000 | 527,117,000 | 527,101,000 |
| Total loans | 398,668,000 | 398,390,000 | 394,540,000 | 390,901,000 |
| Allowance for loan losses | 3,232,000 | 3,447,000 | 3,504,000 | 3,907,000 |
| Securities available for sale | 56,288,000 | 51,253,000 | 54,137,000 | 53,234,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 414,940,000 | 417,498,000 | 430,536,000 | 430,292,000 |
| Interest-bearing deposits | 372,547,000 | 366,118,000 | 371,155,000 | 374,691,000 |
| Noninterest-bearing deposits | 42,393,000 | 51,380,000 | 59,381,000 | 55,601,000 |
| Equity capital | 66,349,000 | 67,031,000 | 68,161,000 | 68,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,641,000 | 11,124,000 | 16,402,000 | 21,173,000 |
| Interest expense | 823,000 | 1,474,000 | 2,104,000 | 2,712,000 |
| Net interest income | 4,818,000 | 9,650,000 | 14,298,000 | 18,461,000 |
| Noninterest income | 1,004,000 | 1,963,000 | 2,933,000 | 3,850,000 |
| Noninterest expense | 3,793,000 | 7,701,000 | 11,532,000 | 15,153,000 |
| Provision for loan losses | 90,000 | 305,000 | 361,000 | 811,000 |
| Pretax income | 1,939,000 | 3,607,000 | 5,341,000 | 6,350,000 |
| Income tax | 763,000 | 1,469,000 | 2,098,000 | 2,488,000 |
| Net income | 1,176,000 | 2,138,000 | 3,243,000 | 3,862,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,707,000 | 65,668,000 | 66,773,000 | 67,392,000 |
| Total capital | 67,939,000 | 69,115,000 | 70,277,000 | 71,299,000 |
| Risk-weighted assets | 321,464,000 | 320,157,000 | 320,578,000 | 317,218,000 |