Call reports 2011
MARTHA'S VINEYARD BANK — 2011
What MARTHA'S VINEYARD BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 492,509,000 | 519,101,000 | 536,120,000 | 526,157,000 |
| Total loans | 381,087,000 | 402,334,000 | 402,572,000 | 402,624,000 |
| Allowance for loan losses | 3,076,000 | 3,187,000 | 3,310,000 | 3,342,000 |
| Securities available for sale | 56,216,000 | 55,891,000 | 54,775,000 | 54,407,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 400,683,000 | 426,593,000 | 443,250,000 | 431,170,000 |
| Interest-bearing deposits | 364,589,000 | 382,680,000 | 391,253,000 | 386,585,000 |
| Noninterest-bearing deposits | 36,094,000 | 43,913,000 | 51,997,000 | 44,585,000 |
| Equity capital | 62,843,000 | 63,670,000 | 64,248,000 | 65,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,652,000 | 11,427,000 | 17,278,000 | 23,177,000 |
| Interest expense | 853,000 | 1,729,000 | 2,604,000 | 3,442,000 |
| Net interest income | 4,799,000 | 9,698,000 | 14,674,000 | 19,735,000 |
| Noninterest income | 721,000 | 1,476,000 | 2,305,000 | 3,245,000 |
| Noninterest expense | 3,708,000 | 7,557,000 | 11,228,000 | 14,864,000 |
| Provision for loan losses | 125,000 | 245,000 | 365,000 | 475,000 |
| Pretax income | 1,690,000 | 3,375,000 | 5,389,000 | 7,644,000 |
| Income tax | 655,000 | 1,316,000 | 2,113,000 | 3,008,000 |
| Net income | 1,035,000 | 2,059,000 | 3,276,000 | 4,636,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,939,000 | 60,953,000 | 62,170,000 | 63,530,000 |
| Total capital | 63,015,000 | 64,140,000 | 65,480,000 | 66,872,000 |
| Risk-weighted assets | 303,626,000 | 322,019,000 | 326,502,000 | 325,081,000 |