Call reports 2009
MARTHA'S VINEYARD BANK — 2009
What MARTHA'S VINEYARD BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 495,251,000 | 490,117,000 | 471,833,000 | 484,120,000 |
| Total loans | 384,548,000 | 376,985,000 | 376,867,000 | 378,849,000 |
| Allowance for loan losses | 2,370,000 | 2,432,000 | 2,493,000 | 2,718,000 |
| Securities available for sale | 67,993,000 | 67,492,000 | 62,257,000 | 61,388,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 371,218,000 | 369,801,000 | 376,075,000 | 377,574,000 |
| Interest-bearing deposits | 341,029,000 | 334,342,000 | 338,696,000 | 344,602,000 |
| Noninterest-bearing deposits | 30,189,000 | 35,459,000 | 37,379,000 | 32,972,000 |
| Equity capital | 53,099,000 | 54,580,000 | 56,270,000 | 57,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,439,000 | 12,870,000 | 19,118,000 | 25,409,000 |
| Interest expense | 1,614,000 | 3,121,000 | 4,474,000 | 5,631,000 |
| Net interest income | 4,825,000 | 9,749,000 | 14,644,000 | 19,778,000 |
| Noninterest income | 571,000 | 1,252,000 | 1,913,000 | 2,589,000 |
| Noninterest expense | 3,268,000 | 6,726,000 | 10,251,000 | 13,925,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 450,000 |
| Pretax income | 2,053,000 | 4,125,000 | 5,855,000 | 7,766,000 |
| Income tax | 817,000 | 1,683,000 | 2,380,000 | 3,037,000 |
| Net income | 1,236,000 | 2,442,000 | 3,475,000 | 4,729,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,801,000 | 52,008,000 | 53,040,000 | 54,295,000 |
| Total capital | 53,171,000 | 54,440,000 | 55,533,000 | 57,013,000 |
| Risk-weighted assets | 288,664,000 | 286,456,000 | 282,202,000 | 299,903,000 |