Call reports 2007
MARTHA'S VINEYARD BANK — 2007
What MARTHA'S VINEYARD BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 294,578,000 | 299,436,000 | 293,904,000 | 458,627,000 |
| Total loans | 190,861,000 | 193,313,000 | 194,668,000 | 346,381,000 |
| Allowance for loan losses | 1,400,000 | 1,400,000 | 1,400,000 | 2,190,000 |
| Securities available for sale | 81,758,000 | 80,697,000 | 76,491,000 | 73,431,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,641,000 | 217,925,000 | 230,680,000 | 358,152,000 |
| Interest-bearing deposits | 200,741,000 | 201,378,000 | 212,327,000 | 325,580,000 |
| Noninterest-bearing deposits | 12,900,000 | 16,547,000 | 18,353,000 | 32,572,000 |
| Equity capital | 34,210,000 | 34,701,000 | 35,969,000 | 49,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,116,000 | 8,229,000 | 12,474,000 | 26,289,000 |
| Interest expense | 1,947,000 | 3,903,000 | 5,802,000 | 11,481,000 |
| Net interest income | 2,169,000 | 4,326,000 | 6,672,000 | 14,808,000 |
| Noninterest income | 403,000 | 857,000 | 1,334,000 | 2,211,000 |
| Noninterest expense | 1,945,000 | 3,892,000 | 5,812,000 | 13,733,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 215,000 |
| Pretax income | 626,000 | 1,353,000 | 2,256,000 | 3,158,000 |
| Income tax | 234,000 | 507,000 | 854,000 | 1,159,000 |
| Net income | 392,000 | 846,000 | 1,402,000 | 1,999,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,079,000 | 32,533,000 | 33,089,000 | 45,789,000 |
| Total capital | 33,479,000 | 33,933,000 | 34,489,000 | 47,979,000 |
| Risk-weighted assets | 157,653,000 | 161,262,000 | 157,123,000 | 261,073,000 |