Call reports 2001
MARTHA'S VINEYARD BANK — 2001
What MARTHA'S VINEYARD BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 184,836,000 | 191,961,000 | 208,239,000 | 206,986,000 |
| Total loans | 136,928,000 | 140,732,000 | 139,759,000 | 135,065,000 |
| Allowance for loan losses | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Securities available for sale | 25,855,000 | 26,142,000 | 27,404,000 | 28,498,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,239,000 | 164,857,000 | 181,577,000 | 179,864,000 |
| Interest-bearing deposits | 150,953,000 | 155,379,000 | 172,138,000 | 170,458,000 |
| Noninterest-bearing deposits | 7,286,000 | 9,478,000 | 9,439,000 | 9,406,000 |
| Equity capital | 24,291,000 | 24,775,000 | 24,713,000 | 25,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,218,000 | 6,396,000 | 9,663,000 | 12,839,000 |
| Interest expense | 1,557,000 | 3,191,000 | 4,877,000 | 6,400,000 |
| Net interest income | 1,661,000 | 3,205,000 | 4,786,000 | 6,439,000 |
| Noninterest income | 220,000 | 434,000 | 670,000 | 969,000 |
| Noninterest expense | 1,287,000 | 2,540,000 | 3,767,000 | 5,035,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 942,000 | 1,450,000 | 2,040,000 | 2,724,000 |
| Income tax | 381,000 | 584,000 | 820,000 | 1,057,000 |
| Net income | 561,000 | 866,000 | 1,220,000 | 1,667,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,449,000 | 21,754,000 | 22,108,000 | 22,555,000 |
| Total capital | 22,449,000 | 22,754,000 | 23,108,000 | 23,555,000 |
| Risk-weighted assets | 90,962,000 | 94,321,000 | 95,622,000 | 94,065,000 |