Call reports 2026
COMMONWEALTH COOPERATIVE BANK — 2026
What COMMONWEALTH COOPERATIVE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 209,384,000 | 204,999,000 |
| Total loans | 131,367,000 | 128,476,000 |
| Allowance for loan losses | 827,000 | 827,000 |
| Securities available for sale | 43,565,000 | 42,654,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 138,549,000 | 140,593,000 |
| Interest-bearing deposits | 116,295,000 | 122,744,000 |
| Noninterest-bearing deposits | 22,254,000 | 17,849,000 |
| Equity capital | 28,106,000 | 28,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,357,000 | 4,740,000 |
| Interest expense | 996,000 | 1,982,000 |
| Net interest income | 1,361,000 | 2,758,000 |
| Noninterest income | 50,000 | 99,000 |
| Noninterest expense | 1,187,000 | 2,256,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 224,000 | 601,000 |
| Income tax | 53,000 | 217,000 |
| Net income | 171,000 | 384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 33,422,000 | 33,634,000 |