Call reports 2026
CORNERSTONE STATE BANK — 2026
What CORNERSTONE STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 243,072,000 | 246,958,000 |
| Total loans | 155,913,000 | 152,439,000 |
| Allowance for loan losses | 1,457,000 | 2,128,000 |
| Securities available for sale | 71,693,000 | 73,330,000 |
| Securities held to maturity | 2,282,000 | 2,282,000 |
| Trading assets | 0 | 0 |
| Total deposits | 221,495,000 | 223,948,000 |
| Interest-bearing deposits | 191,190,000 | 193,229,000 |
| Noninterest-bearing deposits | 30,305,000 | 30,719,000 |
| Equity capital | 18,552,000 | 19,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,871,000 | 6,078,000 |
| Interest expense | 907,000 | 1,811,000 |
| Net interest income | 1,964,000 | 4,267,000 |
| Noninterest income | 281,000 | 617,000 |
| Noninterest expense | 1,386,000 | 2,987,000 |
| Provision for loan losses | 60,000 | 80,000 |
| Pretax income | 799,000 | 1,817,000 |
| Income tax | 0 | 0 |
| Net income | 799,000 | 1,817,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 25,734,000 | 26,589,000 |