Call reports 2022
CORNERSTONE STATE BANK — 2022
What CORNERSTONE STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 226,782,000 | 224,978,000 | 221,809,000 | 227,336,000 |
| Total loans | 112,343,000 | 116,859,000 | 118,432,000 | 122,358,000 |
| Allowance for loan losses | 1,353,000 | 1,358,000 | 1,355,000 | 1,364,000 |
| Securities available for sale | 94,709,000 | 87,661,000 | 85,991,000 | 82,866,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,126,000 | 211,552,000 | 210,701,000 | 215,084,000 |
| Interest-bearing deposits | 184,053,000 | 186,032,000 | 183,444,000 | 186,053,000 |
| Noninterest-bearing deposits | 26,073,000 | 25,520,000 | 27,256,000 | 29,031,000 |
| Equity capital | 15,475,000 | 12,279,000 | 8,183,000 | 11,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,506,000 | 3,164,000 | 4,901,000 | 6,850,000 |
| Interest expense | 134,000 | 271,000 | 486,000 | 837,000 |
| Net interest income | 1,372,000 | 2,893,000 | 4,415,000 | 6,013,000 |
| Noninterest income | 329,000 | 720,000 | 1,037,000 | 1,936,000 |
| Noninterest expense | 1,175,000 | 2,572,000 | 3,935,000 | 5,265,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 526,000 | 1,050,000 | 1,526,000 | 2,564,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 526,000 | 1,050,000 | 1,526,000 | 2,564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,415,000 | 22,517,000 | 22,772,000 | 23,268,000 |