Call reports 2017
CORNERSTONE STATE BANK — 2017
What CORNERSTONE STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 162,826,000 | 161,825,000 | 166,180,000 | 169,287,000 |
| Total loans | 103,220,000 | 104,574,000 | 103,809,000 | 107,059,000 |
| Allowance for loan losses | 1,512,000 | 1,562,000 | 1,362,000 | 1,412,000 |
| Securities available for sale | 37,734,000 | 36,159,000 | 39,085,000 | 41,323,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,561,000 | 142,992,000 | 146,869,000 | 149,711,000 |
| Interest-bearing deposits | 130,782,000 | 129,463,000 | 132,444,000 | 134,689,000 |
| Noninterest-bearing deposits | 13,779,000 | 13,529,000 | 14,425,000 | 15,022,000 |
| Equity capital | 16,919,000 | 17,483,000 | 18,002,000 | 18,177,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,549,000 | 3,135,000 | 4,785,000 | 6,451,000 |
| Interest expense | 151,000 | 291,000 | 430,000 | 593,000 |
| Net interest income | 1,398,000 | 2,844,000 | 4,355,000 | 5,858,000 |
| Noninterest income | 263,000 | 573,000 | 868,000 | 1,813,000 |
| Noninterest expense | 1,059,000 | 2,393,000 | 3,411,000 | 4,873,000 |
| Provision for loan losses | 128,000 | 188,000 | 248,000 | 308,000 |
| Pretax income | 428,000 | 791,000 | 1,519,000 | 2,445,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 428,000 | 791,000 | 1,519,000 | 2,445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,997,000 | 17,149,000 | 17,726,000 | 18,444,000 |
| Total capital | 18,509,000 | 18,711,000 | 19,088,000 | 19,856,000 |
| Risk-weighted assets | 130,414,000 | 132,405,000 | 118,074,000 | 122,637,000 |