Call reports 2001
CENTRAL TRUST AND SAVINGS BANK — 2001
What CENTRAL TRUST AND SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Total assets | 59,418,000 | 57,371,000 | 66,379,000 |
| Total loans | 52,871,000 | 48,120,000 | 49,534,000 |
| Allowance for loan losses | 470,000 | 456,000 | 458,000 |
| Securities available for sale | 2,059,000 | 703,000 | 3,028,000 |
| Securities held to maturity | 427,000 | 422,000 | 418,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 49,607,000 | 52,179,000 | 60,276,000 |
| Interest-bearing deposits | 46,643,000 | 49,296,000 | 56,838,000 |
| Noninterest-bearing deposits | 2,964,000 | 2,883,000 | 3,438,000 |
| Equity capital | 4,331,000 | 4,512,000 | 4,922,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Interest income | 1,207,000 | 2,359,000 | 3,497,000 |
| Interest expense | 705,000 | 1,345,000 | 1,981,000 |
| Net interest income | 502,000 | 1,014,000 | 1,516,000 |
| Noninterest income | 80,000 | 182,000 | 252,000 |
| Noninterest expense | 319,000 | 643,000 | 998,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 |
| Pretax income | 243,000 | 574,000 | 791,000 |
| Income tax | 86,000 | 209,000 | 288,000 |
| Net income | 157,000 | 365,000 | 503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Tier 1 capital | 4,031,000 | 4,268,000 | 4,427,000 |
| Total capital | 4,501,000 | 4,724,000 | 4,885,000 |
| Risk-weighted assets | 51,132,000 | 46,653,000 | 48,548,000 |