Call reports 2025
FIRSTRUST SAVINGS BANK — 2025
What FIRSTRUST SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 5,314,715,000 | 5,200,371,000 | 5,818,081,000 | 5,717,259,000 |
| Total loans | 4,484,235,000 | 4,397,860,000 | 4,686,197,000 | 4,716,968,000 |
| Allowance for loan losses | 81,227,000 | 81,903,000 | 77,288,000 | 77,364,000 |
| Securities available for sale | 438,616,000 | 438,428,000 | 466,142,000 | 460,892,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,133,389,000 | 4,095,625,000 | 4,490,367,000 | 4,744,354,000 |
| Interest-bearing deposits | 2,964,685,000 | 2,984,580,000 | 3,329,074,000 | 3,402,381,000 |
| Noninterest-bearing deposits | 1,168,704,000 | 1,111,045,000 | 1,161,293,000 | 1,341,973,000 |
| Equity capital | 568,352,000 | 585,981,000 | 603,302,000 | 595,723,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 81,115,000 | 160,927,000 | 245,449,000 | 329,549,000 |
| Interest expense | 28,565,000 | 55,739,000 | 83,413,000 | 111,102,000 |
| Net interest income | 52,550,000 | 105,188,000 | 162,036,000 | 218,447,000 |
| Noninterest income | 8,717,000 | 17,122,000 | 27,959,000 | 38,681,000 |
| Noninterest expense | 32,898,000 | 67,655,000 | 101,620,000 | 139,424,000 |
| Provision for loan losses | -2,036,000 | -215,000 | 1,400,000 | 7,768,000 |
| Pretax income | 28,316,000 | 54,508,000 | 87,541,000 | 110,355,000 |
| Income tax | 884,000 | 1,763,000 | 2,701,000 | 5,833,000 |
| Net income | 27,432,000 | 52,745,000 | 84,840,000 | 104,522,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 606,012,000 | 621,515,000 | 633,230,000 | 623,001,000 |
| Total capital | 668,307,000 | 684,195,000 | 697,675,000 | 688,259,000 |
| Risk-weighted assets | 4,961,417,000 | 4,993,150,000 | 5,141,486,000 | 5,207,147,000 |