Call reports 2023
FIRSTRUST SAVINGS BANK — 2023
What FIRSTRUST SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 5,457,825,000 | 5,170,185,000 | 5,122,806,000 | 5,204,108,000 |
| Total loans | 4,341,852,000 | 4,200,307,000 | 4,267,827,000 | 4,207,216,000 |
| Allowance for loan losses | 72,888,000 | 76,082,000 | 78,495,000 | 78,268,000 |
| Securities available for sale | 501,259,000 | 496,834,000 | 407,687,000 | 423,439,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,812,957,000 | 3,769,255,000 | 3,915,615,000 | 4,158,233,000 |
| Interest-bearing deposits | 2,542,458,000 | 2,562,056,000 | 2,709,059,000 | 2,943,612,000 |
| Noninterest-bearing deposits | 1,270,499,000 | 1,207,199,000 | 1,206,556,000 | 1,214,621,000 |
| Equity capital | 487,023,000 | 489,016,000 | 498,370,000 | 526,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 73,639,000 | 149,740,000 | 228,299,000 | 308,111,000 |
| Interest expense | 20,929,000 | 47,464,000 | 75,805,000 | 105,539,000 |
| Net interest income | 52,710,000 | 102,276,000 | 152,494,000 | 202,572,000 |
| Noninterest income | 6,410,000 | 15,075,000 | 23,230,000 | 29,598,000 |
| Noninterest expense | 29,598,000 | 58,049,000 | 89,309,000 | 123,993,000 |
| Provision for loan losses | 5,529,000 | 10,630,000 | 13,323,000 | 13,819,000 |
| Pretax income | 23,027,000 | 47,624,000 | 71,725,000 | 93,218,000 |
| Income tax | 1,250,000 | 2,441,000 | 3,638,000 | 4,842,000 |
| Net income | 21,777,000 | 45,183,000 | 68,087,000 | 88,376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 537,942,000 | 544,706,000 | 561,747,000 | 571,887,000 |
| Total capital | 598,676,000 | 602,677,000 | 620,417,000 | 629,488,000 |
| Risk-weighted assets | 4,843,607,000 | 4,619,587,000 | 4,673,793,000 | 4,587,481,000 |