Call reports 2022
FIRSTRUST SAVINGS BANK — 2022
What FIRSTRUST SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 4,839,341,000 | 4,727,330,000 | 4,900,496,000 | 5,175,518,000 |
| Total loans | 3,506,177,000 | 3,705,867,000 | 4,122,903,000 | 4,135,440,000 |
| Allowance for loan losses | 71,128,000 | 71,355,000 | 73,811,000 | 70,906,000 |
| Securities available for sale | 417,652,000 | 495,892,000 | 473,153,000 | 473,978,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,105,444,000 | 4,039,023,000 | 4,084,080,000 | 4,211,723,000 |
| Interest-bearing deposits | 2,511,029,000 | 2,517,142,000 | 2,600,097,000 | 2,511,987,000 |
| Noninterest-bearing deposits | 1,594,415,000 | 1,521,881,000 | 1,483,983,000 | 1,699,736,000 |
| Equity capital | 446,930,000 | 436,493,000 | 436,098,000 | 466,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 41,705,000 | 85,882,000 | 141,507,000 | 206,328,000 |
| Interest expense | 2,323,000 | 4,805,000 | 8,866,000 | 18,521,000 |
| Net interest income | 39,382,000 | 81,077,000 | 132,641,000 | 187,807,000 |
| Noninterest income | 10,510,000 | 18,252,000 | 27,118,000 | 35,145,000 |
| Noninterest expense | 26,328,000 | 53,848,000 | 81,408,000 | 114,917,000 |
| Provision for loan losses | 1,473,000 | 1,747,000 | 4,279,000 | 2,988,000 |
| Pretax income | 21,993,000 | 43,569,000 | 73,902,000 | 105,023,000 |
| Income tax | 743,000 | 1,947,000 | 2,873,000 | 4,463,000 |
| Net income | 21,250,000 | 41,622,000 | 71,029,000 | 100,560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 473,624,000 | 480,251,000 | 496,454,000 | 526,139,000 |
| Total capital | 524,018,000 | 532,813,000 | 554,681,000 | 583,817,000 |
| Risk-weighted assets | 4,007,769,000 | 4,183,336,000 | 4,640,586,000 | 4,598,030,000 |