Call reports 2020
FIRSTRUST SAVINGS BANK — 2020
What FIRSTRUST SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 3,797,382,000 | 4,591,071,000 | 4,710,545,000 | 4,763,131,000 |
| Total loans | 3,205,097,000 | 3,505,788,000 | 3,741,340,000 | 3,506,272,000 |
| Allowance for loan losses | 47,811,000 | 56,875,000 | 62,037,000 | 66,094,000 |
| Securities available for sale | 260,248,000 | 255,098,000 | 330,583,000 | 352,407,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,911,502,000 | 3,352,447,000 | 3,441,982,000 | 3,539,970,000 |
| Interest-bearing deposits | 1,932,535,000 | 2,148,223,000 | 2,281,697,000 | 2,281,759,000 |
| Noninterest-bearing deposits | 978,967,000 | 1,204,224,000 | 1,160,285,000 | 1,258,211,000 |
| Equity capital | 399,918,000 | 404,488,000 | 421,570,000 | 420,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 43,733,000 | 85,207,000 | 127,441,000 | 172,324,000 |
| Interest expense | 7,238,000 | 12,815,000 | 17,755,000 | 22,170,000 |
| Net interest income | 36,495,000 | 72,392,000 | 109,686,000 | 150,154,000 |
| Noninterest income | 7,413,000 | 17,115,000 | 36,146,000 | 41,015,000 |
| Noninterest expense | 23,589,000 | 47,398,000 | 73,752,000 | 106,021,000 |
| Provision for loan losses | 912,000 | 10,255,000 | 15,347,000 | 20,433,000 |
| Pretax income | 19,269,000 | 31,663,000 | 56,510,000 | 64,587,000 |
| Income tax | 121,000 | 175,000 | 1,589,000 | 3,215,000 |
| Net income | 19,148,000 | 31,488,000 | 54,921,000 | 61,372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 395,143,000 | 399,517,000 | 416,695,000 | 416,043,000 |
| Total capital | 438,100,000 | 441,928,000 | 462,333,000 | 460,451,000 |
| Risk-weighted assets | 3,430,008,000 | 3,376,432,000 | 3,632,598,000 | 3,528,710,000 |