Call reports 2016
FIRSTRUST SAVINGS BANK — 2016
What FIRSTRUST SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 2,791,952,000 | 2,924,102,000 | 3,021,902,000 | 3,131,868,000 |
| Total loans | 2,385,949,000 | 2,560,322,000 | 2,621,354,000 | 2,669,926,000 |
| Allowance for loan losses | 54,972,000 | 55,547,000 | 54,937,000 | 54,211,000 |
| Securities available for sale | 262,466,000 | 228,676,000 | 268,732,000 | 287,959,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,202,324,000 | 2,170,443,000 | 2,269,091,000 | 2,457,336,000 |
| Interest-bearing deposits | 1,484,394,000 | 1,454,108,000 | 1,584,083,000 | 1,707,159,000 |
| Noninterest-bearing deposits | 717,930,000 | 716,335,000 | 685,008,000 | 750,177,000 |
| Equity capital | 341,238,000 | 348,830,000 | 355,533,000 | 339,258,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 32,195,000 | 64,481,000 | 97,552,000 | 131,800,000 |
| Interest expense | 2,290,000 | 4,711,000 | 7,357,000 | 10,038,000 |
| Net interest income | 29,905,000 | 59,770,000 | 90,195,000 | 121,762,000 |
| Noninterest income | 5,734,000 | 15,949,000 | 25,997,000 | 33,825,000 |
| Noninterest expense | 27,155,000 | 57,013,000 | 86,994,000 | 127,291,000 |
| Provision for loan losses | 259,000 | 1,304,000 | 142,000 | -135,000 |
| Pretax income | 9,319,000 | 18,496,000 | 30,150,000 | 29,763,000 |
| Income tax | 242,000 | 280,000 | 367,000 | 576,000 |
| Net income | 9,077,000 | 18,216,000 | 29,783,000 | 29,187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 336,325,000 | 343,463,000 | 351,031,000 | 344,436,000 |
| Total capital | 369,130,000 | 378,187,000 | 386,323,000 | 380,138,000 |
| Risk-weighted assets | 2,589,018,000 | 2,742,075,000 | 2,792,867,000 | 2,836,054,000 |