Call reports 2015
FIRSTRUST SAVINGS BANK — 2015
What FIRSTRUST SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,553,106,000 | 2,626,339,000 | 2,628,747,000 | 2,755,212,000 |
| Total loans | 2,258,755,000 | 2,302,569,000 | 2,316,176,000 | 2,347,668,000 |
| Allowance for loan losses | 54,262,000 | 53,510,000 | 54,211,000 | 54,821,000 |
| Securities available for sale | 223,787,000 | 226,054,000 | 216,040,000 | 304,904,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,912,490,000 | 1,910,573,000 | 1,991,927,000 | 2,089,664,000 |
| Interest-bearing deposits | 1,300,532,000 | 1,280,642,000 | 1,347,976,000 | 1,462,877,000 |
| Noninterest-bearing deposits | 611,958,000 | 629,931,000 | 643,951,000 | 626,787,000 |
| Equity capital | 338,847,000 | 341,262,000 | 346,889,000 | 335,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 27,897,000 | 58,135,000 | 87,737,000 | 117,440,000 |
| Interest expense | 1,737,000 | 3,530,000 | 5,507,000 | 7,597,000 |
| Net interest income | 26,160,000 | 54,605,000 | 82,230,000 | 109,843,000 |
| Noninterest income | 7,780,000 | 14,748,000 | 22,126,000 | 26,541,000 |
| Noninterest expense | 24,679,000 | 49,699,000 | 76,426,000 | 114,181,000 |
| Provision for loan losses | -314,000 | -555,000 | -27,000 | 217,000 |
| Pretax income | 9,884,000 | 20,505,000 | 28,944,000 | 22,973,000 |
| Income tax | 233,000 | 502,000 | 752,000 | 786,000 |
| Net income | 9,651,000 | 20,003,000 | 28,192,000 | 22,187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 331,910,000 | 337,064,000 | 342,253,000 | 332,248,000 |
| Total capital | 361,601,000 | 368,595,000 | 373,837,000 | 364,081,000 |
| Risk-weighted assets | 2,369,816,000 | 2,495,959,000 | 2,500,146,000 | 2,516,970,000 |