Call reports 2014
FIRSTRUST SAVINGS BANK — 2014
What FIRSTRUST SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 2,469,843,000 | 2,509,184,000 | 2,560,174,000 | 2,608,446,000 |
| Total loans | 2,109,819,000 | 2,164,253,000 | 2,161,955,000 | 2,185,792,000 |
| Allowance for loan losses | 50,877,000 | 51,812,000 | 53,173,000 | 54,483,000 |
| Securities available for sale | 264,099,000 | 256,449,000 | 248,067,000 | 250,884,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,871,286,000 | 1,816,813,000 | 1,942,934,000 | 2,024,288,000 |
| Interest-bearing deposits | 1,352,376,000 | 1,284,753,000 | 1,353,703,000 | 1,435,755,000 |
| Noninterest-bearing deposits | 518,910,000 | 532,060,000 | 589,231,000 | 588,533,000 |
| Equity capital | 318,402,000 | 329,225,000 | 327,803,000 | 330,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 27,905,000 | 56,858,000 | 86,391,000 | 115,187,000 |
| Interest expense | 1,567,000 | 3,141,000 | 4,838,000 | 6,613,000 |
| Net interest income | 26,338,000 | 53,717,000 | 81,553,000 | 108,574,000 |
| Noninterest income | 5,796,000 | 12,727,000 | 16,489,000 | 21,685,000 |
| Noninterest expense | 21,396,000 | 43,714,000 | 71,886,000 | 101,294,000 |
| Provision for loan losses | 1,606,000 | 2,305,000 | 3,032,000 | 4,309,000 |
| Pretax income | 9,132,000 | 20,425,000 | 23,124,000 | 24,351,000 |
| Income tax | -51,000 | 169,000 | 402,000 | 745,000 |
| Net income | 9,183,000 | 20,256,000 | 22,722,000 | 23,606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 319,023,000 | 325,932,000 | 325,367,000 | 324,157,000 |
| Total capital | 346,531,000 | 353,889,000 | 352,951,000 | 352,008,000 |
| Risk-weighted assets | 2,175,232,000 | 2,206,471,000 | 2,175,887,000 | 2,193,475,000 |