Call reports 2013
FIRSTRUST SAVINGS BANK — 2013
What FIRSTRUST SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 2,294,951,000 | 2,334,521,000 | 2,385,819,000 | 2,538,013,000 |
| Total loans | 2,007,068,000 | 2,043,699,000 | 1,976,488,000 | 2,083,015,000 |
| Allowance for loan losses | 47,224,000 | 47,518,000 | 46,730,000 | 49,443,000 |
| Securities available for sale | 221,949,000 | 199,196,000 | 214,136,000 | 267,587,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,816,285,000 | 1,818,531,000 | 1,845,984,000 | 1,992,592,000 |
| Interest-bearing deposits | 1,349,866,000 | 1,327,787,000 | 1,362,767,000 | 1,481,485,000 |
| Noninterest-bearing deposits | 466,419,000 | 490,744,000 | 483,217,000 | 511,107,000 |
| Equity capital | 307,944,000 | 305,053,000 | 309,708,000 | 306,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 26,195,000 | 52,241,000 | 78,786,000 | 105,408,000 |
| Interest expense | 1,372,000 | 2,631,000 | 3,931,000 | 5,329,000 |
| Net interest income | 24,823,000 | 49,610,000 | 74,855,000 | 100,079,000 |
| Noninterest income | 4,589,000 | 9,682,000 | 15,247,000 | 20,917,000 |
| Noninterest expense | 22,342,000 | 44,081,000 | 67,790,000 | 91,235,000 |
| Provision for loan losses | 1,335,000 | 2,278,000 | 1,433,000 | 4,432,000 |
| Pretax income | 5,403,000 | 13,008,000 | 20,954,000 | 25,403,000 |
| Income tax | -54,000 | 104,000 | 246,000 | 356,000 |
| Net income | 5,457,000 | 12,904,000 | 20,708,000 | 25,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 301,500,000 | 304,979,000 | 310,670,000 | 310,913,000 |
| Total capital | 329,067,000 | 332,239,000 | 336,975,000 | 338,489,000 |
| Risk-weighted assets | 2,180,836,000 | 2,159,267,000 | 2,080,499,000 | 2,183,888,000 |