Call reports 2012
FIRSTRUST SAVINGS BANK — 2012
What FIRSTRUST SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 2,413,564,000 | 2,323,049,000 | 2,377,870,000 | 2,432,310,000 |
| Total loans | 1,814,359,000 | 1,879,628,000 | 1,927,297,000 | 2,033,247,000 |
| Allowance for loan losses | 43,407,000 | 46,465,000 | 46,696,000 | 46,774,000 |
| Securities available for sale | 233,671,000 | 206,295,000 | 259,946,000 | 250,166,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,942,854,000 | 1,863,344,000 | 1,887,669,000 | 1,969,361,000 |
| Interest-bearing deposits | 1,535,693,000 | 1,459,375,000 | 1,444,353,000 | 1,469,885,000 |
| Noninterest-bearing deposits | 407,161,000 | 403,969,000 | 443,316,000 | 499,476,000 |
| Equity capital | 286,295,000 | 297,388,000 | 303,218,000 | 304,679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 26,844,000 | 54,468,000 | 81,335,000 | 106,012,000 |
| Interest expense | 2,280,000 | 4,238,000 | 5,962,000 | 7,690,000 |
| Net interest income | 24,564,000 | 50,230,000 | 75,373,000 | 98,322,000 |
| Noninterest income | 4,730,000 | 11,001,000 | 15,365,000 | 20,852,000 |
| Noninterest expense | 22,261,000 | 44,308,000 | 66,877,000 | 88,681,000 |
| Provision for loan losses | 1,160,000 | 2,092,000 | 2,998,000 | 3,867,000 |
| Pretax income | 6,681,000 | 16,134,000 | 22,842,000 | 29,994,000 |
| Income tax | 102,000 | 106,000 | 252,000 | 656,000 |
| Net income | 6,579,000 | 16,028,000 | 22,590,000 | 29,338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 277,538,000 | 287,025,000 | 293,510,000 | 297,123,000 |
| Total capital | 303,050,000 | 313,110,000 | 319,975,000 | 324,428,000 |
| Risk-weighted assets | 2,021,524,000 | 2,061,736,000 | 2,093,578,000 | 2,162,111,000 |